The website (“the Website”) is provided by Forty 1° North. Throughout this Privacy Policy, the words “we,” “us,” and “our” refer to Forty 1° North and its parent, subsidiaries, and affiliates collectively. By using this Website you consent to the use of your Data (defined below) as described in this Privacy Policy (“Policy”).

Collection and Use of Data

Your privacy is important to Forty 1° North. We at times collect, retain and utilize Data about you to operate our business and to make our products, services and other opportunities available. The term “Data” means personally identifiable information that Forty 1° North obtains about you, including your name, telephone number, physical address and email address. We recognize and respect your privacy concerns about this information. We obtain Data in a variety of ways (for example, directly from you in applications, from your transactions or experiences with Forty 1° North, or its affiliates, and from other third parties). Also, when you visit the Website, we collect information that does not identify you to measure the use of the Website and to improve the content of the Website, as described below.

Log Files

As is true of most websites, Forty 1° North may gather certain information automatically and store it in log files. This information, which does not identify you, includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We may use this information to track user habits and improve the functionality of the Website as a result of our observations.

Disclosure of Information

We may share or transfer your Data as directed to do so by you. We may transfer Data to third party vendors who act for us for further processing in accordance with the purposes for which the data was originally collected or for purposes to which you have subsequently consented. For example, sometimes a third party vendor may have access to your Data in order to support our information technology or help compile and manage the data. We also disclose Data about you as permitted by law (for example, we may disclose your information as necessary to comply with an authorized civil, criminal or regulatory investigation). We may, in our sole discretion, share or transfer your Data where permitted or required by law, to comply with legal process, to protect the security or integrity of its databases or the Website, to protect our business or reputation, to take precautions against legal liability, in the event of a business transition (see below), to protect and defend our rights or property, for required institutional risk control, or for resolving disputes, inquiries or complaints with respect to your use of the Website.

Maintenance of Accurate Information

We have established procedures to correct inaccurate information in a timely manner. If you have any reason to believe that Data about you that is stored and maintained by us is incorrect, please contact us by email at:

Protection of Information

We strive to maintain the reliability, accuracy, completeness and currency of your Data in our databases and to protect the privacy and security of our databases and the data we collect. Any Data that you provide to us will be stored on our computer network servers.

Business Transitions

In the event Forty 1° North goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your Data might be among the assets transferred.

Changes in Forty 1° North Privacy Statements

If we decide to change this Policy, we will post the changes at this Website and at other places we deem appropriate. We reserve the right to modify this Policy at any time and without notice to you.

3rd Party Advertising Cookies Opt-Out

Forty 1° North is dedicated to providing privacy on the Internet. In addition to developing our privacy policy, we have provided you the opportunity to opt out of future 3rd party advertising cookies. Forty 1° North allows third parties to place cookies on our site for advertising purposes. This Online Privacy Statement does not cover the collection methods or use of the information collected by these vendors. These vendors have their own privacy policies and may be members of the Network Advertising Initiative ("NAI"). To remove yourself from some or all NAI member advertising programs, please visit the NAI Opt-Out Page and follow the relevant instructions. Please note that if you delete, block, or otherwise restrict cookies, or if you use a different computer or Internet browser, you may need to renew your opt-out choice.

Effective Date

This Policy is effective as of January 1, 2008.

Contact Us

If you have any questions or suggestions regarding this Policy, please contact Forty 1° North at: Forty 1° North, 351 Thames Street, Newport RI 02840, or by e-mail: